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Business Name: HD Financial Specialists Ltd
FSPR No. FSP1008405

Advisers Name: Heather Baker
FSPR No. FSP1008407

Business Address: Scarboro Terrace, Murrays Bay. Auckland 0630
Business Phone: 027 2548200
 

Date of Disclosure Statement preparation: 15/02/2025
 

Services Provided:
Heather Baker is a Financial Advisor qualified to advise in the following areas:
Life and Disability Insurance – Personal & Business
Health Insurance – Personal and Group Plans
 

Insurance Providers:
I am able to advise on products from the following providers
Fidelity Life, AIA Life, Chubb Life, NIB

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Commission / Conflicts of Interest
Payment for services provided is paid by the insurance providers in the form of commission (from 140% to 240% of one year’s premiums). There may also be additional incentives provided by particular insurers from time to time, this will be disclosed if applicable.
 

Fees / Amounts Payable
I do not charge a fee for my services. If you choose to proceed with insurance cover a premium will be payable directly to the insurer.

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Complaints
Please refer any complaints to HD Financial Specialists in the first instance. If you are not happy with the outcome you can take the complaint to our Disputes Resolution Service.

Financial Disputes Resolution Service Address:
Level 4, 142 Lambton Quay Wellington 6011
Phone: 0508 337 337 Email: enquiries@fdrs.org.nz

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Other Information
HD Financial Specialists Ltd has not been subject to any reliability events
Heather Baker, has not been subject to any reliability events